Student Health Insurance

The University of Hawaiʻi encourages students to think about their health insurance needs. Lack of adequate insurance coverage may be financially devastating in the event of a major illness or accident. Medical costs can be a burden even in the case of a minor illness. Consequently, the purchase of medical insurance should not be considered "extra," but rather should be viewed as a cost of daily living, in the same way as housing, food and transportation. Please be aware that medical insurance is considered a legitimate cost of education for purposes of financial aid and should be listed on your financial aid application.

The University of Hawaiʻi has selected HMSA (Hawaii Medical Service Association, Blue Cross-Blue Shield of Hawaii) to provide student health insurance for UH students for the current academic year (Fall 2024 - Summer 2025) . If you do not already have health insurance coverage, the University has an option for you.

You have a choice of four plan options for the UH Student Plan. All options provide medical and prescription drug coverage along with laboratory, radiology, mental health, family planning, medical evacuation, and overseas travel benefits. However, depending on your health insurance needs, you also have the option to purchase dental and Repatriation, Life Insurance, and Accidental Death & Dismemberment benefits.

Go to hmsa.com/student for more information and to enroll on the Student Health Plan.

Information for CURRENT UH STUDENT PLAN MEMBERS (enrolled during Summer 2024):

HMSA will mail the bill for your Fall 2024 insurance premium around July 23. The bill will be mailed to the address that you put on your application form (unless you notified them of any changes after your initial enrollment).

If you still meet the eligibility requirements and would like to continue your Student Health Insurance Plan:

1. Pay your bill by August 20, 2024
   Payment should be made directly to HMSA and can be made several ways:
   1. MAIL: Mail payment with your bill to HMSA.
   2. ONLINE: Log in to HMSA’s My Account on hmsa.com to pay by credit card or bank account
   3. PHONE: Call 1-800-782-4672 or 1-808-948-6140 to pay using your bank account or credit card
   4. IN PERSON: Bring your bill and pay in person at any HMSA office (go to hmsa.com/contact to see locations and office hours IMPORTANT: If you do not receive your bill by August 1, please contact HMSA’s Membership Services Department at (808) 948-6140. If you do not pay by August 20, your Student Plan will be cancelled as of August 20, your Student Plan will be cancelled (last day of coverage August 19, 2024) and you will have to reapply as NEW for the fall semester.
   1. Go to hmsa.com/student, click "Enroll Now" and select "Renewal"
      1. No changes
         1. Select the plan you currently have, complete the HIPAA authorization form and submit
         1. In the application, make your changes, complete the HIPAA Authorization Form and submit
         2. Once your change is processed, you will be sent a new bill

         Go to hmsa.com/student for more information and to enroll on the UH Student Plan.

         Student Health Insurance Office

         For questions regarding the UH Student Plan or insurance requirements for F-1 international students, please contact:

         Student Health Insurance Office (SHIO)
         University Health Services Mānoa
         University of Hawaiʻi
         1710 East West Road
         Honolulu, HI 96822

         Phone: (808) 956-5361
         Email: shio@hawaii.edu

         
         OFFICE HOURS:
         Appointment recommended

         University Health Services Mānoa
         University of Hawaiʻi at Mānoa
         1710 East West Road
         Honolulu, Hawaii 96822 (map)